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Home + Life: A blog by Tresidio Homes

Blog Category - By Danny Knight

Finding The Right Home: A Guide For 55+

Categories: Blog, By Danny Knight, Learn, Uncategorized | Posted: May 1, 2019

Many 55+ are finding that a move is necessary after retirement; sometimes it comes after a change in income and sometimes it’s after the kids leave the nest creating a need for downsizing.

Other times, the loss of a spouse or a change in marital status necessitates a move. Whatever the reason, it can be a major life change and a difficult process for a 55+ who has lived in the same house for many years. Finding the right home for you is important! Getting it just right means you’ll have a more comfortable living situation.

There are several things to take into consideration when you’re looking for a new home, such as location, financing, and ease of mobility and accommodation. Start with a good plan, do some research, and ask for help from friends and family when you feel you need it. Having support can go a long way towards helping you get through this big transition.

Here are a few of the best ways to get started when you’re ready to buy a new home.

Do Your Research

Your new home needs to work for you; that is, it needs to have all the things you require as well as the things you’ll require in the future. Think five or 10 years down the road; will you be able to handle going up and down stairs every day? Or mowing a big lawn every week? Many seniors want a place that’s easy to take care of and will contribute to their health and well-being, so consider a home that is all one story or one that has a small, easy-to-maintain yard.

If you’re able to secure the financing, you might consider buying a home that doesn’t have all the things you’re looking for but could have potential with a few simple updates. Just be sure there are no major changes needed, such as a new roof or a new furnace, as these items can drive up your costs and quickly deplete your budget.

Location, Location, Location

Look for a home that’s within close distance to all the places you visit most often, or one that is near your family members. Living far away from town may sound appealing after retirement, when you want to relax and get away from the stress of the city, but it’s much better in the long run to stay close to the things and people you need.

Look for Special Financing

Seniors and individuals with disabilities qualify for special financing options in many states, so look online to see what you may be eligible for. Depending on your age and income bracket, you may be able to secure help through the Department of Housing and Urban Development or the Social Security Administration.

If you’ve served in the U.S. military, you may be eligible for a VA loan. VA loans offer reduced interest rates, and if your new home is purchased at or below its appraised value, there’s no down payment.

Consider all Your Options Carefully

Buying a new home is, of course, not something you want to take lightly. It’s a big investment, but it can be a very smart one if you go into it with all the information. Buying a home can be a much smarter choice than renting; you’ll get several tax breaks, but also landlords can raise the rent at any time, if you lock in your interest rate at signing you won’t have to worry about your mortgage payment going up.

Making a move as a 55+ can be a big job, so be sure to ask for help from your friends and family when the time comes. With the right planning, you can choose the home for you in no time.

 

Article Courtesy of Danny Knight of fixitdads.com

5 Simple Home Fixes for the New DIYer

Categories: Blog, By Danny Knight, Learn | Posted: March 25, 2019

Owning a home is among the biggest investments you will make in life, and in order to get the most out of it, you need to maintain it.

If your knowledge of home repairs is limited, you may naturally resort to hiring a professional whenever something breaks. But what if you learned to do make common home repairs yourself? You’ll not only grow your knowledge and develop useful skills, you could also end up saving yourself some money in the long run. If you want to take the plunge into the DIY life, here are five simple home fixes to start with.

1) HVAC Filters

The HVAC system is one of the most important elements in your home, and if it isn’t working properly, there’s only so much a homeowner can do themselves. However, sometimes it’s an easy fix. For instance, if the HVAC system seems to be dragging or the air isn’t working like normal, it may be just be that you need to replace the air filter. When you change the filter, read the size on the old filter, and make sure your new one is the right size. In some cases, a custom filter is needed to fit correctly; online resources make it easy to find the right filter for your system.

Dirty filters can cause the evaporator and condenser coils in your HVAC system to freeze, which impedes the system from functioning properly. If changing the air filter doesn’t work, it could be a more serious issue. If that’s the case, you’ll need to call an A/C repair professional in your area.

2) Broken Drawer Handle

Broken drawer handles are common, and they usually happen when the screw holes in the wood strip out over time. With a few tools, it’s a simple fix. Remove the handle, and fill the holes with wood glue and toothpicks. Once the glue has dried, break off any exposed toothpick ends and sand the area smooth. Then, you’ll be ready to screw the handle back on. The toothpicks are soft enough that you won’t need to thread them before screwing on the handle.

3) Hole in the Drywall

The easiest way to fix a door knob hole in the drywall is to use a drywall patch. Measure the hole and purchase a self-adhesive or metal patch that will cover it with at least an inch of excess around the hole. Stick (or tape) the patch over the hole and apply compound until it’s filled. Once it has dried, sand the area smooth. You may need to repeat this process several times until the damaged area is level with the surrounding area. Then, prime and paint to blend the area in with the rest of the wall.

4) Stuck Windows

Windows can get stuck when they’re not used in a while. This is because dirt and other grime has settled in, making it difficult to open. Rather than trying to force open a window, which will likely break something, spray a lubricant like WD-40 in the channels between the window and frame. Then, run a pizza cutter or putty knife along the channels. If necessary, repeat these steps until the window opens.

5) Sticky Drawers

Drawers can also get stuck when dirt and grime cakes up, preventing them from sliding smoothly. There are two easy ways to fix it: using paraffin wax or using nylon drawer slide tape. If using paraffin (a candle works as well), rub the paraffin on the tracks and/or any other parts where the drawer and frame make contact. If using nylon tape, simply cut the pieces of tape to fit and apply them to the areas where the drawer and frame meet.

Make the most out of your investment by taking care of your home. These five projects are a good place to start your DIY journey, but utilize online resources to grow your knowledge and develop your new skills. You may be surprised by how much fun you have — and money you save — learning to perform some home maintenance and repairs yourself!

 

Article Courtesy of Danny Knight of fixitdads.com